Leasing
We are specialized in Financial Leasing. ALC “the lessor” purchases the client’s “the lessee” asset based on a legal contractual agreed upon tenor and a series of rentals for the use of the asset. The leased asset is considered as a form of collateral in such contracts.
Our leasing tenor may extend for a period up to seven years. Exceptionally, some transactions can be extended up to 10 years.
ALC will be the legal owner of the asset while the client will have the operating control and exclusive use of the agreed upon asset.
In accordance with the agreed upon contract conditions, the lessee will be required to pay structured payments based on his cash flow convenient amount.
Our financing can be tailored as equal payments, step-up or step-down payments, in addition to the option of adding bullet payments depending on the client’s cash cycle seasonality.
Once all payments have been made, the ownership of the asset will be transferred back to the client in return for a nominal value of one (1) EGP at the end of the lease term.
Direct Lease
ALC can buy the target real estate, equipment, machinery or the desired fleet from the vendor of your choice, inside or outside Egypt.
Therefore, ALC will be the owner of the purchased asset, while you will have full benefit through an agreed upon rental payment.
At the end of the contract, the asset ownership will revert to the client.
Sale-and-Lease Back
When it comes to increasing the liquidity of your business, you can utilize your own asset by transferring the ownership to ALC and lease it back for a fixed rental period and pay regular rent for the use of the asset.
At the end of the agreed upon tenor, the asset ownership will be transferred back under your ownership. You can adopt such arrangement to benefit from the gained cash to increase your working capital, CAPEX, or acquisitions. You will be responsible for any maintenance or repairs due on the leased asset.
ALC arranges “Syndications"
ALC provides large finances to clients through the participation of a group of lenders to fund your financing requirements.
ALC will act as a syndicate lead arranger, therefore, we will be responsible for the deal procedures in terms of your transaction, monitoring, repayments, and the overall reporting for all the concerned parties.
